New 'in-car' devices based on satellite technology have demonstrated a significant reduction in accidents among users, and may prompt a change in the law in future to make roads safer according to one of the country's largest insurers.
Telematics or black-box insurance uses a device which tracks the car, monitoring driver behaviour including braking and acceleration. The device also records braking, cornering, speed and what time of day the car is driven.
The data collected by the devices can then be used by companies to calculate the appropriate insurance premium based on usage but crucially also the quality of the driving itself.
